City Comparison

Morgantown vs Pembroke Pines

Cost of Living Comparison · 2026

Morgantown

West Virginia
90
Below Average
$259,000
Median Home
$950/mo
Median Rent
$44,700
Median Income

Pembroke Pines

Florida
111
Above Average
$440,000
Median Home
$1,900/mo
Median Rent
$85,900
Median Income

The Verdict

18.9%

The cost gap between these cities is 18.9%, with Morgantown being the more affordable option. A $75,000 income in Morgantown has equivalent purchasing power to $92,500 in Pembroke Pines.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Morgantown
140
Pembroke Pines
Groceries
95
Morgantown
105
Pembroke Pines
Utilities
91
Morgantown
105
Pembroke Pines
Transportation
99
Morgantown
99
Pembroke Pines
Healthcare
88
Morgantown
91
Pembroke Pines

Salary Equivalence

A $75,000 salary in Morgantown has the same purchasing power as $92,500 in Pembroke Pines.

Conversely, $75,000 in Pembroke Pines equals $60,811 in Morgantown.

Living in Morgantown vs Pembroke Pines

Housing Costs

Morgantown's housing index of 81 is lower Pembroke Pines's 140, translating to median home prices of $259,000 vs $440,000. The $181,000 difference in home prices means roughly $11,760 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Morgantown compared to $1,900/mo in Pembroke Pines, a monthly difference of $950.

Grocery & Food Costs

Grocery expenses index at 95 in Morgantown and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $451/month in Morgantown vs $499/month in Pembroke Pines. Morgantown offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Morgantown and 105 in Pembroke Pines. Monthly utility bills average approximately $364 in Morgantown vs $420 in Pembroke Pines. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 88 in Morgantown and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $44,700 in Morgantown and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,667 and $77,387 respectively. Pembroke Pines residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,043/month to housing in Morgantown vs $2,004/month in Pembroke Pines. In Morgantown, median rent of $950/mo fits within this budget. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 59 index points — focus your budget analysis there.

Frequently Asked Questions

Morgantown is 18.9% more affordable overall with an index of 90 vs 111.
A $75,000 salary in Morgantown has equivalent purchasing power to approximately $92,500 in Pembroke Pines, based on the cost of living difference.
Morgantown's housing index is 81 with median homes at $259,000, while Pembroke Pines's is 140 with median homes at $440,000.

Moving & Relocation Resources

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