City Comparison

Morgantown vs Overland Park

Cost of Living Comparison · 2026

Morgantown

West Virginia
90
Below Average
$259,000
Median Home
$950/mo
Median Rent
$44,700
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

15.1%

The cost gap between these cities is 15.1%, with Morgantown being the more affordable option. A $75,000 income in Morgantown has equivalent purchasing power to $88,333 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Morgantown
109
Overland Park
Groceries
95
Morgantown
96
Overland Park
Utilities
91
Morgantown
98
Overland Park
Transportation
99
Morgantown
95
Overland Park
Healthcare
88
Morgantown
102
Overland Park

Salary Equivalence

A $75,000 salary in Morgantown has the same purchasing power as $88,333 in Overland Park.

Conversely, $75,000 in Overland Park equals $63,679 in Morgantown.

Living in Morgantown vs Overland Park

Housing Costs

Morgantown's housing index of 81 is lower Overland Park's 109, translating to median home prices of $259,000 vs $414,000. The $155,000 difference in home prices means roughly $10,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Morgantown compared to $1,450/mo in Overland Park, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 95 in Morgantown and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $451/month in Morgantown vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Morgantown and 98 in Overland Park. Monthly utility bills average approximately $364 in Morgantown vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 88 in Morgantown and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $44,700 in Morgantown and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,667 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,043/month to housing in Morgantown vs $2,445/month in Overland Park. In Morgantown, median rent of $950/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Morgantown is 15.1% more affordable overall with an index of 90 vs 106.
A $75,000 salary in Morgantown has equivalent purchasing power to approximately $88,333 in Overland Park, based on the cost of living difference.
Morgantown's housing index is 81 with median homes at $259,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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