Morgantown vs Odessa
Cost of Living Comparison · 2026
Morgantown
Odessa
The Verdict
Living in Odessa costs 5.9% less than Morgantown. To match the purchasing power of a $75,000 salary in Morgantown, you would need $70,833 in Odessa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Morgantown has the same purchasing power as $70,833 in Odessa.
Conversely, $75,000 in Odessa equals $79,412 in Morgantown.
Living in Morgantown vs Odessa
Housing Costs
Morgantown's housing index of 81 is higher Odessa's 72, translating to median home prices of $259,000 vs $223,000. The $36,000 difference in home prices means roughly $2,340 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Morgantown compared to $1,150/mo in Odessa, a monthly difference of $200.
Grocery & Food Costs
Grocery expenses index at 95 in Morgantown and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $451/month in Morgantown vs $456/month in Odessa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 91 in Morgantown and 100 in Odessa. Monthly utility bills average approximately $364 in Morgantown vs $400 in Odessa. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 88 in Morgantown and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $44,700 in Morgantown and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,667 and $86,471 respectively. Odessa residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,043/month to housing in Morgantown vs $1,715/month in Odessa. In Morgantown, median rent of $950/mo fits within this budget. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 9 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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