Morgantown vs New Bedford

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Morgantown has the same purchasing power as $93,333 in New Bedford.

Conversely, $75,000 in New Bedford equals $60,268 in Morgantown.

Living in Morgantown vs New Bedford

Housing Costs

Morgantown's housing index of 81 is lower New Bedford's 116, translating to median home prices of $259,000 vs $371,000. The $112,000 difference in home prices means roughly $7,284 per year in additional mortgage costs at current rates. Renters face a similar gap: $950/mo in Morgantown compared to $1,225/mo in New Bedford, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 95 in Morgantown and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $451/month in Morgantown vs $494/month in New Bedford. Morgantown offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 91 in Morgantown and 145 in New Bedford. Monthly utility bills average approximately $364 in Morgantown vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 88 in Morgantown and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 30-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $44,700 in Morgantown and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,667 and $50,893 respectively. New Bedford residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,043/month to housing in Morgantown vs $1,330/month in New Bedford. In Morgantown, median rent of $950/mo fits within this budget. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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