City Comparison

Montpelier vs Youngstown

Cost of Living Comparison · 2026

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

Youngstown

Ohio
82
Very Affordable
$102,000
Median Home
$725/mo
Median Rent
$34,600
Median Income

The Verdict

42.7%

Living in Youngstown costs 42.7% less than Montpelier. To match the purchasing power of a $75,000 salary in Montpelier, you would need $52,564 in Youngstown.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Montpelier
41
Youngstown
Groceries
104
Montpelier
98
Youngstown
Utilities
123
Montpelier
96
Youngstown
Transportation
107
Montpelier
101
Youngstown
Healthcare
107
Montpelier
90
Youngstown

Salary Equivalence

A $75,000 salary in Montpelier has the same purchasing power as $52,564 in Youngstown.

Conversely, $75,000 in Youngstown equals $107,012 in Montpelier.

Living in Montpelier vs Youngstown

Housing Costs

Montpelier's housing index of 131 is higher Youngstown's 41, translating to median home prices of $375,000 vs $102,000. The $273,000 difference in home prices means roughly $17,748 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Montpelier compared to $725/mo in Youngstown, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 104 in Montpelier and 98 in Youngstown. A household spending the national average of $475/month on groceries would pay approximately $494/month in Montpelier vs $466/month in Youngstown. Youngstown offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 123 in Montpelier and 96 in Youngstown. Monthly utility bills average approximately $492 in Montpelier vs $384 in Youngstown. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Montpelier and 90 in Youngstown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $82,600 in Montpelier and $34,600 in Youngstown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,598 and $42,195 respectively. Montpelier residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,927/month to housing in Montpelier vs $807/month in Youngstown. In Montpelier, median rent of $1,400/mo fits within this budget. In Youngstown, median rent of $725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 90 index points — focus your budget analysis there.

Frequently Asked Questions

Youngstown is 42.7% more affordable overall with an index of 82 vs 117.
A $75,000 salary in Montpelier has equivalent purchasing power to approximately $52,564 in Youngstown, based on the cost of living difference.
Montpelier's housing index is 131 with median homes at $375,000, while Youngstown's is 41 with median homes at $102,000.

Moving & Relocation Resources

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