City Comparison

Montpelier vs Winston-Salem

Cost of Living Comparison · 2026

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

Winston-Salem

North Carolina
84
Very Affordable
$250,000
Median Home
$1,050/mo
Median Rent
$52,600
Median Income

The Verdict

39.3%

The cost gap between these cities is 39.3%, with Winston-Salem being the more affordable option. A $75,000 income in Montpelier has equivalent purchasing power to $53,846 in Winston-Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Montpelier
63
Winston-Salem
Groceries
104
Montpelier
97
Winston-Salem
Utilities
123
Montpelier
99
Winston-Salem
Transportation
107
Montpelier
94
Winston-Salem
Healthcare
107
Montpelier
103
Winston-Salem

Salary Equivalence

A $75,000 salary in Montpelier has the same purchasing power as $53,846 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $104,464 in Montpelier.

Living in Montpelier vs Winston-Salem

Housing Costs

Montpelier's housing index of 131 is higher Winston-Salem's 63, translating to median home prices of $375,000 vs $250,000. The $125,000 difference in home prices means roughly $8,124 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Montpelier compared to $1,050/mo in Winston-Salem, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 104 in Montpelier and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $494/month in Montpelier vs $461/month in Winston-Salem. Winston-Salem offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 123 in Montpelier and 99 in Winston-Salem. Monthly utility bills average approximately $492 in Montpelier vs $396 in Winston-Salem. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Montpelier and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $82,600 in Montpelier and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,598 and $62,619 respectively. Montpelier residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,927/month to housing in Montpelier vs $1,227/month in Winston-Salem. In Montpelier, median rent of $1,400/mo fits within this budget. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.

Frequently Asked Questions

Winston-Salem is 39.3% more affordable overall with an index of 84 vs 117.
A $75,000 salary in Montpelier has equivalent purchasing power to approximately $53,846 in Winston-Salem, based on the cost of living difference.
Montpelier's housing index is 131 with median homes at $375,000, while Winston-Salem's is 63 with median homes at $250,000.

Moving & Relocation Resources

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