City Comparison

Montpelier vs Vancouver

Cost of Living Comparison · 2026

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

Vancouver

Washington
122
Expensive
$525,000
Median Home
$1,650/mo
Median Rent
$79,300
Median Income

The Verdict

4.1%

Montpelier is 4.1% less expensive than Vancouver overall. A household earning $75,000 in Montpelier would need approximately $78,205 in Vancouver to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Montpelier
163
Vancouver
Groceries
104
Montpelier
104
Vancouver
Utilities
123
Montpelier
87
Vancouver
Transportation
107
Montpelier
112
Vancouver
Healthcare
107
Montpelier
103
Vancouver

Salary Equivalence

A $75,000 salary in Montpelier has the same purchasing power as $78,205 in Vancouver.

Conversely, $75,000 in Vancouver equals $71,926 in Montpelier.

Living in Montpelier vs Vancouver

Housing Costs

Montpelier's housing index of 131 is lower Vancouver's 163, translating to median home prices of $375,000 vs $525,000. The $150,000 difference in home prices means roughly $9,756 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Montpelier compared to $1,650/mo in Vancouver, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 104 in Montpelier and 104 in Vancouver. A household spending the national average of $475/month on groceries would pay approximately $494/month in Montpelier vs $494/month in Vancouver. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 123 in Montpelier and 87 in Vancouver. Monthly utility bills average approximately $492 in Montpelier vs $348 in Vancouver. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Montpelier and 103 in Vancouver. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $82,600 in Montpelier and $79,300 in Vancouver. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,598 and $65,000 respectively. Montpelier residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,927/month to housing in Montpelier vs $1,850/month in Vancouver. In Montpelier, median rent of $1,400/mo fits within this budget. In Vancouver, median rent of $1,650/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Montpelier is 4.1% more affordable overall with an index of 117 vs 122.
A $75,000 salary in Montpelier has equivalent purchasing power to approximately $78,205 in Vancouver, based on the cost of living difference.
Montpelier's housing index is 131 with median homes at $375,000, while Vancouver's is 163 with median homes at $525,000.

Moving & Relocation Resources

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