City Comparison

Montpelier vs Tucson

Cost of Living Comparison · 2026

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

Tucson

Arizona
93
Below Average
$265,000
Median Home
$1,100/mo
Median Rent
$43,425
Median Income

The Verdict

25.8%

Living in Tucson costs 25.8% less than Montpelier. To match the purchasing power of a $75,000 salary in Montpelier, you would need $59,615 in Tucson.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Montpelier
83
Tucson
Groceries
104
Montpelier
98
Tucson
Utilities
123
Montpelier
96
Tucson
Transportation
107
Montpelier
99
Tucson
Healthcare
107
Montpelier
93
Tucson

Salary Equivalence

A $75,000 salary in Montpelier has the same purchasing power as $59,615 in Tucson.

Conversely, $75,000 in Tucson equals $94,355 in Montpelier.

Living in Montpelier vs Tucson

Housing Costs

Montpelier's housing index of 131 is higher Tucson's 83, translating to median home prices of $375,000 vs $265,000. The $110,000 difference in home prices means roughly $7,152 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Montpelier compared to $1,100/mo in Tucson, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 104 in Montpelier and 98 in Tucson. A household spending the national average of $475/month on groceries would pay approximately $494/month in Montpelier vs $466/month in Tucson. Tucson offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 123 in Montpelier and 96 in Tucson. Monthly utility bills average approximately $492 in Montpelier vs $384 in Tucson. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Montpelier and 93 in Tucson. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $82,600 in Montpelier and $43,425 in Tucson. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,598 and $46,694 respectively. Montpelier residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,927/month to housing in Montpelier vs $1,013/month in Tucson. In Montpelier, median rent of $1,400/mo fits within this budget. In Tucson, median rent of $1,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.

Frequently Asked Questions

Tucson is 25.8% more affordable overall with an index of 93 vs 117.
A $75,000 salary in Montpelier has equivalent purchasing power to approximately $59,615 in Tucson, based on the cost of living difference.
Montpelier's housing index is 131 with median homes at $375,000, while Tucson's is 83 with median homes at $265,000.

Moving & Relocation Resources

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