City Comparison

Montpelier vs Sydney

Cost of Living Comparison · 2026

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

Sydney

Australia
105
Average
$825,000
Median Home
$2,050/mo
Median Rent
$60,000
Median Income

The Verdict

11.4%

Living in Sydney costs 11.4% less than Montpelier. To match the purchasing power of a $75,000 salary in Montpelier, you would need $67,308 in Sydney.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Montpelier
142
Sydney
Groceries
104
Montpelier
95
Sydney
Utilities
123
Montpelier
98
Sydney
Transportation
107
Montpelier
108
Sydney
Healthcare
107
Montpelier
72
Sydney

Salary Equivalence

A $75,000 salary in Montpelier has the same purchasing power as $67,308 in Sydney.

Conversely, $75,000 in Sydney equals $83,571 in Montpelier.

Living in Montpelier vs Sydney

Housing Costs

Montpelier's housing index of 131 is lower Sydney's 142, translating to median home prices of $375,000 vs $825,000. The $450,000 difference in home prices means roughly $29,256 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Montpelier compared to $2,050/mo in Sydney, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 104 in Montpelier and 95 in Sydney. A household spending the national average of $475/month on groceries would pay approximately $494/month in Montpelier vs $451/month in Sydney. Sydney offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 123 in Montpelier and 98 in Sydney. Monthly utility bills average approximately $492 in Montpelier vs $392 in Sydney. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Montpelier and 72 in Sydney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 35-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $82,600 in Montpelier and $60,000 in Sydney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,598 and $57,143 respectively. Montpelier residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,927/month to housing in Montpelier vs $1,400/month in Sydney. In Montpelier, median rent of $1,400/mo fits within this budget. In Sydney, median rent of $2,050/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Sydney is 11.4% more affordable overall with an index of 105 vs 117.
A $75,000 salary in Montpelier has equivalent purchasing power to approximately $67,308 in Sydney, based on the cost of living difference.
Montpelier's housing index is 131 with median homes at $375,000, while Sydney's is 142 with median homes at $825,000.

Moving & Relocation Resources

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