Montpelier vs St George
Cost of Living Comparison · 2026
Montpelier
St George
The Verdict
Living in St George costs 6.4% less than Montpelier. To match the purchasing power of a $75,000 salary in Montpelier, you would need $70,513 in St George.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Montpelier has the same purchasing power as $70,513 in St George.
Conversely, $75,000 in St George equals $79,773 in Montpelier.
Living in Montpelier vs St George
Housing Costs
Montpelier's housing index of 131 is lower St George's 144, translating to median home prices of $375,000 vs $550,000. The $175,000 difference in home prices means roughly $11,376 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Montpelier compared to $1,525/mo in St George, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 104 in Montpelier and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $494/month in Montpelier vs $475/month in St George. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 123 in Montpelier and 87 in St George. Monthly utility bills average approximately $492 in Montpelier vs $348 in St George. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 107 in Montpelier and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $82,600 in Montpelier and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,598 and $65,818 respectively. Montpelier residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,927/month to housing in Montpelier vs $1,689/month in St George. In Montpelier, median rent of $1,400/mo fits within this budget. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 36 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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