City Comparison

Montpelier vs Spokane

Cost of Living Comparison · 2026

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

The Verdict

19.4%

The cost gap between these cities is 19.4%, with Spokane being the more affordable option. A $75,000 income in Montpelier has equivalent purchasing power to $62,821 in Spokane.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Montpelier
94
Spokane
Groceries
104
Montpelier
99
Spokane
Utilities
123
Montpelier
98
Spokane
Transportation
107
Montpelier
101
Spokane
Healthcare
107
Montpelier
102
Spokane

Salary Equivalence

A $75,000 salary in Montpelier has the same purchasing power as $62,821 in Spokane.

Conversely, $75,000 in Spokane equals $89,541 in Montpelier.

Living in Montpelier vs Spokane

Housing Costs

Montpelier's housing index of 131 is higher Spokane's 94, translating to median home prices of $375,000 vs $310,000. The $65,000 difference in home prices means roughly $4,224 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Montpelier compared to $1,200/mo in Spokane, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 104 in Montpelier and 99 in Spokane. A household spending the national average of $475/month on groceries would pay approximately $494/month in Montpelier vs $470/month in Spokane. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 123 in Montpelier and 98 in Spokane. Monthly utility bills average approximately $492 in Montpelier vs $392 in Spokane. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Montpelier and 102 in Spokane. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $82,600 in Montpelier and $48,834 in Spokane. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,598 and $49,831 respectively. Montpelier residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,927/month to housing in Montpelier vs $1,139/month in Spokane. In Montpelier, median rent of $1,400/mo fits within this budget. In Spokane, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

Spokane is 19.4% more affordable overall with an index of 98 vs 117.
A $75,000 salary in Montpelier has equivalent purchasing power to approximately $62,821 in Spokane, based on the cost of living difference.
Montpelier's housing index is 131 with median homes at $375,000, while Spokane's is 94 with median homes at $310,000.

Moving & Relocation Resources

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