City Comparison

Montpelier vs Scranton

Cost of Living Comparison · 2026

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

30.0%

The cost gap between these cities is 30.0%, with Scranton being the more affordable option. A $75,000 income in Montpelier has equivalent purchasing power to $57,692 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Montpelier
65
Scranton
Groceries
104
Montpelier
98
Scranton
Utilities
123
Montpelier
102
Scranton
Transportation
107
Montpelier
101
Scranton
Healthcare
107
Montpelier
90
Scranton

Salary Equivalence

A $75,000 salary in Montpelier has the same purchasing power as $57,692 in Scranton.

Conversely, $75,000 in Scranton equals $97,500 in Montpelier.

Living in Montpelier vs Scranton

Housing Costs

Montpelier's housing index of 131 is higher Scranton's 65, translating to median home prices of $375,000 vs $195,000. The $180,000 difference in home prices means roughly $11,700 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Montpelier compared to $1,025/mo in Scranton, a monthly difference of $375.

Grocery & Food Costs

Grocery expenses index at 104 in Montpelier and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $494/month in Montpelier vs $466/month in Scranton. Scranton offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 123 in Montpelier and 102 in Scranton. Monthly utility bills average approximately $492 in Montpelier vs $408 in Scranton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Montpelier and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $82,600 in Montpelier and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,598 and $55,000 respectively. Montpelier residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,927/month to housing in Montpelier vs $1,155/month in Scranton. In Montpelier, median rent of $1,400/mo fits within this budget. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 66 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 30.0% more affordable overall with an index of 90 vs 117.
A $75,000 salary in Montpelier has equivalent purchasing power to approximately $57,692 in Scranton, based on the cost of living difference.
Montpelier's housing index is 131 with median homes at $375,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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