City Comparison

Montpelier vs Scottsdale

Cost of Living Comparison · 2026

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

Scottsdale

Arizona
123
Expensive
$580,000
Median Home
$2,000/mo
Median Rent
$92,298
Median Income

The Verdict

4.9%

The cost gap between these cities is 4.9%, with Montpelier being the more affordable option. A $75,000 income in Montpelier has equivalent purchasing power to $78,846 in Scottsdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Montpelier
162
Scottsdale
Groceries
104
Montpelier
103
Scottsdale
Utilities
123
Montpelier
96
Scottsdale
Transportation
107
Montpelier
103
Scottsdale
Healthcare
107
Montpelier
95
Scottsdale

Salary Equivalence

A $75,000 salary in Montpelier has the same purchasing power as $78,846 in Scottsdale.

Conversely, $75,000 in Scottsdale equals $71,341 in Montpelier.

Living in Montpelier vs Scottsdale

Housing Costs

Montpelier's housing index of 131 is lower Scottsdale's 162, translating to median home prices of $375,000 vs $580,000. The $205,000 difference in home prices means roughly $13,320 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Montpelier compared to $2,000/mo in Scottsdale, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 104 in Montpelier and 103 in Scottsdale. A household spending the national average of $475/month on groceries would pay approximately $494/month in Montpelier vs $489/month in Scottsdale. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 123 in Montpelier and 96 in Scottsdale. Monthly utility bills average approximately $492 in Montpelier vs $384 in Scottsdale. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Montpelier and 95 in Scottsdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $82,600 in Montpelier and $92,298 in Scottsdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,598 and $75,039 respectively. Scottsdale residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,927/month to housing in Montpelier vs $2,154/month in Scottsdale. In Montpelier, median rent of $1,400/mo fits within this budget. In Scottsdale, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

Montpelier is 4.9% more affordable overall with an index of 117 vs 123.
A $75,000 salary in Montpelier has equivalent purchasing power to approximately $78,846 in Scottsdale, based on the cost of living difference.
Montpelier's housing index is 131 with median homes at $375,000, while Scottsdale's is 162 with median homes at $580,000.

Moving & Relocation Resources

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