City Comparison

Montpelier vs Overland Park

Cost of Living Comparison · 2026

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

10.4%

Living in Overland Park costs 10.4% less than Montpelier. To match the purchasing power of a $75,000 salary in Montpelier, you would need $67,949 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
131
Montpelier
109
Overland Park
Groceries
104
Montpelier
96
Overland Park
Utilities
123
Montpelier
98
Overland Park
Transportation
107
Montpelier
95
Overland Park
Healthcare
107
Montpelier
102
Overland Park

Salary Equivalence

A $75,000 salary in Montpelier has the same purchasing power as $67,949 in Overland Park.

Conversely, $75,000 in Overland Park equals $82,783 in Montpelier.

Living in Montpelier vs Overland Park

Housing Costs

Montpelier's housing index of 131 is higher Overland Park's 109, translating to median home prices of $375,000 vs $414,000. The $39,000 difference in home prices means roughly $2,532 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Montpelier compared to $1,450/mo in Overland Park, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 104 in Montpelier and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $494/month in Montpelier vs $456/month in Overland Park. Overland Park offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 123 in Montpelier and 98 in Overland Park. Monthly utility bills average approximately $492 in Montpelier vs $392 in Overland Park. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Montpelier and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $82,600 in Montpelier and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,598 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,927/month to housing in Montpelier vs $2,445/month in Overland Park. In Montpelier, median rent of $1,400/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

Overland Park is 10.4% more affordable overall with an index of 106 vs 117.
A $75,000 salary in Montpelier has equivalent purchasing power to approximately $67,949 in Overland Park, based on the cost of living difference.
Montpelier's housing index is 131 with median homes at $375,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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