Montpelier vs Odessa
Cost of Living Comparison · 2026
Montpelier
Odessa
The Verdict
The cost gap between these cities is 37.6%, with Odessa being the more affordable option. A $75,000 income in Montpelier has equivalent purchasing power to $54,487 in Odessa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Montpelier has the same purchasing power as $54,487 in Odessa.
Conversely, $75,000 in Odessa equals $103,235 in Montpelier.
Living in Montpelier vs Odessa
Housing Costs
Montpelier's housing index of 131 is higher Odessa's 72, translating to median home prices of $375,000 vs $223,000. The $152,000 difference in home prices means roughly $9,876 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Montpelier compared to $1,150/mo in Odessa, a monthly difference of $250.
Grocery & Food Costs
Grocery expenses index at 104 in Montpelier and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $494/month in Montpelier vs $456/month in Odessa. Odessa offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 123 in Montpelier and 100 in Odessa. Monthly utility bills average approximately $492 in Montpelier vs $400 in Odessa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 107 in Montpelier and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $82,600 in Montpelier and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,598 and $86,471 respectively. Odessa residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,927/month to housing in Montpelier vs $1,715/month in Odessa. In Montpelier, median rent of $1,400/mo fits within this budget. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 59 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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