City Comparison

Montgomery vs Wichita

Cost of Living Comparison · 2026

Montgomery

Alabama
79
Very Affordable
$162,000
Median Home
$1,000/mo
Median Rent
$56,800
Median Income

Wichita

Kansas
84
Very Affordable
$165,000
Median Home
$900/mo
Median Rent
$52,428
Median Income

The Verdict

6.0%

The cost gap between these cities is 6.0%, with Montgomery being the more affordable option. A $75,000 income in Montgomery has equivalent purchasing power to $79,747 in Wichita.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
49
Montgomery
62
Wichita
Groceries
99
Montgomery
95
Wichita
Utilities
115
Montgomery
93
Wichita
Transportation
92
Montgomery
98
Wichita
Healthcare
78
Montgomery
92
Wichita

Salary Equivalence

A $75,000 salary in Montgomery has the same purchasing power as $79,747 in Wichita.

Conversely, $75,000 in Wichita equals $70,536 in Montgomery.

Living in Montgomery vs Wichita

Housing Costs

Montgomery's housing index of 49 is lower Wichita's 62, translating to median home prices of $162,000 vs $165,000. The $3,000 difference in home prices means roughly $192 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Montgomery compared to $900/mo in Wichita, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 99 in Montgomery and 95 in Wichita. A household spending the national average of $475/month on groceries would pay approximately $470/month in Montgomery vs $451/month in Wichita. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Montgomery and 93 in Wichita. Monthly utility bills average approximately $460 in Montgomery vs $372 in Wichita. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 78 in Montgomery and 92 in Wichita. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,800 in Montgomery and $52,428 in Wichita. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,899 and $62,414 respectively. Montgomery residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,325/month to housing in Montgomery vs $1,223/month in Wichita. In Montgomery, median rent of $1,000/mo fits within this budget. In Wichita, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Montgomery is 6.0% more affordable overall with an index of 79 vs 84.
A $75,000 salary in Montgomery has equivalent purchasing power to approximately $79,747 in Wichita, based on the cost of living difference.
Montgomery's housing index is 49 with median homes at $162,000, while Wichita's is 62 with median homes at $165,000.

Moving & Relocation Resources

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