Montgomery vs Port St Lucie

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Montgomery has the same purchasing power as $93,987 in Port St Lucie.

Conversely, $75,000 in Port St Lucie equals $59,848 in Montgomery.

Living in Montgomery vs Port St Lucie

Housing Costs

Montgomery's housing index of 49 is lower Port St Lucie's 103, translating to median home prices of $162,000 vs $384,000. The $222,000 difference in home prices means roughly $14,436 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Montgomery compared to $1,800/mo in Port St Lucie, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 99 in Montgomery and 102 in Port St Lucie. A household spending the national average of $475/month on groceries would pay approximately $470/month in Montgomery vs $485/month in Port St Lucie. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Montgomery and 93 in Port St Lucie. Monthly utility bills average approximately $460 in Montgomery vs $372 in Port St Lucie. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 78 in Montgomery and 96 in Port St Lucie. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,800 in Montgomery and $81,100 in Port St Lucie. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,899 and $81,919 respectively. Port St Lucie residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,325/month to housing in Montgomery vs $1,892/month in Port St Lucie. In Montgomery, median rent of $1,000/mo fits within this budget. In Port St Lucie, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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