City Comparison

Montgomery vs Pembroke Pines

Cost of Living Comparison · 2026

Montgomery

Alabama
79
Very Affordable
$162,000
Median Home
$1,000/mo
Median Rent
$56,800
Median Income

Pembroke Pines

Florida
111
Above Average
$440,000
Median Home
$1,900/mo
Median Rent
$85,900
Median Income

The Verdict

28.8%

Living in Montgomery costs 28.8% less than Pembroke Pines. To match the purchasing power of a $75,000 salary in Montgomery, you would need $105,380 in Pembroke Pines.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
49
Montgomery
140
Pembroke Pines
Groceries
99
Montgomery
105
Pembroke Pines
Utilities
115
Montgomery
105
Pembroke Pines
Transportation
92
Montgomery
99
Pembroke Pines
Healthcare
78
Montgomery
91
Pembroke Pines

Salary Equivalence

A $75,000 salary in Montgomery has the same purchasing power as $105,380 in Pembroke Pines.

Conversely, $75,000 in Pembroke Pines equals $53,378 in Montgomery.

Living in Montgomery vs Pembroke Pines

Housing Costs

Montgomery's housing index of 49 is lower Pembroke Pines's 140, translating to median home prices of $162,000 vs $440,000. The $278,000 difference in home prices means roughly $18,072 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Montgomery compared to $1,900/mo in Pembroke Pines, a monthly difference of $900.

Grocery & Food Costs

Grocery expenses index at 99 in Montgomery and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $470/month in Montgomery vs $499/month in Pembroke Pines. Montgomery offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 115 in Montgomery and 105 in Pembroke Pines. Monthly utility bills average approximately $460 in Montgomery vs $420 in Pembroke Pines. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 78 in Montgomery and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,800 in Montgomery and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,899 and $77,387 respectively. Pembroke Pines residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,325/month to housing in Montgomery vs $2,004/month in Pembroke Pines. In Montgomery, median rent of $1,000/mo fits within this budget. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 91 index points — focus your budget analysis there.

Frequently Asked Questions

Montgomery is 28.8% more affordable overall with an index of 79 vs 111.
A $75,000 salary in Montgomery has equivalent purchasing power to approximately $105,380 in Pembroke Pines, based on the cost of living difference.
Montgomery's housing index is 49 with median homes at $162,000, while Pembroke Pines's is 140 with median homes at $440,000.

Moving & Relocation Resources

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