City Comparison

Mobile vs Ogden

Cost of Living Comparison · 2026

Mobile

Alabama
84
Very Affordable
$193,000
Median Home
$975/mo
Median Rent
$53,600
Median Income

Ogden

Utah
107
Above Average
$385,000
Median Home
$1,250/mo
Median Rent
$70,100
Median Income

The Verdict

21.5%

Living in Mobile costs 21.5% less than Ogden. To match the purchasing power of a $75,000 salary in Mobile, you would need $95,536 in Ogden.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
60
Mobile
112
Ogden
Groceries
98
Mobile
92
Ogden
Utilities
108
Mobile
80
Ogden
Transportation
90
Mobile
101
Ogden
Healthcare
100
Mobile
91
Ogden

Salary Equivalence

A $75,000 salary in Mobile has the same purchasing power as $95,536 in Ogden.

Conversely, $75,000 in Ogden equals $58,879 in Mobile.

Living in Mobile vs Ogden

Housing Costs

Mobile's housing index of 60 is lower Ogden's 112, translating to median home prices of $193,000 vs $385,000. The $192,000 difference in home prices means roughly $12,480 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Mobile compared to $1,250/mo in Ogden, a monthly difference of $275.

Grocery & Food Costs

Grocery expenses index at 98 in Mobile and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $466/month in Mobile vs $437/month in Ogden. Ogden offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Mobile and 80 in Ogden. Monthly utility bills average approximately $432 in Mobile vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Mobile and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $53,600 in Mobile and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,810 and $65,514 respectively. Ogden residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,251/month to housing in Mobile vs $1,636/month in Ogden. In Mobile, median rent of $975/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 52 index points — focus your budget analysis there.

Frequently Asked Questions

Mobile is 21.5% more affordable overall with an index of 84 vs 107.
A $75,000 salary in Mobile has equivalent purchasing power to approximately $95,536 in Ogden, based on the cost of living difference.
Mobile's housing index is 60 with median homes at $193,000, while Ogden's is 112 with median homes at $385,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases