City Comparison

Missoula vs Yonkers

Cost of Living Comparison · 2026

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

Yonkers

New York
142
Expensive
$635,000
Median Home
$2,200/mo
Median Rent
$80,600
Median Income

The Verdict

19.0%

Missoula is 19.0% less expensive than Yonkers overall. A household earning $75,000 in Missoula would need approximately $92,609 in Yonkers to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
141
Missoula
203
Yonkers
Groceries
103
Missoula
106
Yonkers
Utilities
89
Missoula
117
Yonkers
Transportation
101
Missoula
116
Yonkers
Healthcare
102
Missoula
107
Yonkers

Salary Equivalence

A $75,000 salary in Missoula has the same purchasing power as $92,609 in Yonkers.

Conversely, $75,000 in Yonkers equals $60,739 in Missoula.

Living in Missoula vs Yonkers

Housing Costs

Missoula's housing index of 141 is lower Yonkers's 203, translating to median home prices of $460,000 vs $635,000. The $175,000 difference in home prices means roughly $11,376 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Missoula compared to $2,200/mo in Yonkers, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 103 in Missoula and 106 in Yonkers. A household spending the national average of $475/month on groceries would pay approximately $489/month in Missoula vs $504/month in Yonkers. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Missoula and 117 in Yonkers. Monthly utility bills average approximately $356 in Missoula vs $468 in Yonkers. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Missoula and 107 in Yonkers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,234 in Missoula and $80,600 in Yonkers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,812 and $56,761 respectively. Yonkers residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,149/month to housing in Missoula vs $1,881/month in Yonkers. In Missoula, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Yonkers, median rent of $2,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 62 index points — focus your budget analysis there.

Frequently Asked Questions

Missoula is 19.0% more affordable overall with an index of 115 vs 142.
A $75,000 salary in Missoula has equivalent purchasing power to approximately $92,609 in Yonkers, based on the cost of living difference.
Missoula's housing index is 141 with median homes at $460,000, while Yonkers's is 203 with median homes at $635,000.

Moving & Relocation Resources

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