City Comparison

Missoula vs Winston-Salem

Cost of Living Comparison · 2026

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

Winston-Salem

North Carolina
84
Very Affordable
$250,000
Median Home
$1,050/mo
Median Rent
$52,600
Median Income

The Verdict

36.9%

Living in Winston-Salem costs 36.9% less than Missoula. To match the purchasing power of a $75,000 salary in Missoula, you would need $54,783 in Winston-Salem.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
141
Missoula
63
Winston-Salem
Groceries
103
Missoula
97
Winston-Salem
Utilities
89
Missoula
99
Winston-Salem
Transportation
101
Missoula
94
Winston-Salem
Healthcare
102
Missoula
103
Winston-Salem

Salary Equivalence

A $75,000 salary in Missoula has the same purchasing power as $54,783 in Winston-Salem.

Conversely, $75,000 in Winston-Salem equals $102,679 in Missoula.

Living in Missoula vs Winston-Salem

Housing Costs

Missoula's housing index of 141 is higher Winston-Salem's 63, translating to median home prices of $460,000 vs $250,000. The $210,000 difference in home prices means roughly $13,656 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Missoula compared to $1,050/mo in Winston-Salem, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 103 in Missoula and 97 in Winston-Salem. A household spending the national average of $475/month on groceries would pay approximately $489/month in Missoula vs $461/month in Winston-Salem. Winston-Salem offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Missoula and 99 in Winston-Salem. Monthly utility bills average approximately $356 in Missoula vs $396 in Winston-Salem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Missoula and 103 in Winston-Salem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,234 in Missoula and $52,600 in Winston-Salem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,812 and $62,619 respectively. Winston-Salem residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,149/month to housing in Missoula vs $1,227/month in Winston-Salem. In Missoula, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Winston-Salem, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 78 index points — focus your budget analysis there.

Frequently Asked Questions

Winston-Salem is 36.9% more affordable overall with an index of 84 vs 115.
A $75,000 salary in Missoula has equivalent purchasing power to approximately $54,783 in Winston-Salem, based on the cost of living difference.
Missoula's housing index is 141 with median homes at $460,000, while Winston-Salem's is 63 with median homes at $250,000.

Moving & Relocation Resources

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