City Comparison

Missoula vs Vancouver

Cost of Living Comparison · 2026

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

Vancouver

Washington
122
Expensive
$525,000
Median Home
$1,650/mo
Median Rent
$79,300
Median Income

The Verdict

5.7%

The cost gap between these cities is 5.7%, with Missoula being the more affordable option. A $75,000 income in Missoula has equivalent purchasing power to $79,565 in Vancouver.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
141
Missoula
163
Vancouver
Groceries
103
Missoula
104
Vancouver
Utilities
89
Missoula
87
Vancouver
Transportation
101
Missoula
112
Vancouver
Healthcare
102
Missoula
103
Vancouver

Salary Equivalence

A $75,000 salary in Missoula has the same purchasing power as $79,565 in Vancouver.

Conversely, $75,000 in Vancouver equals $70,697 in Missoula.

Living in Missoula vs Vancouver

Housing Costs

Missoula's housing index of 141 is lower Vancouver's 163, translating to median home prices of $460,000 vs $525,000. The $65,000 difference in home prices means roughly $4,224 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Missoula compared to $1,650/mo in Vancouver, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 103 in Missoula and 104 in Vancouver. A household spending the national average of $475/month on groceries would pay approximately $489/month in Missoula vs $494/month in Vancouver. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Missoula and 87 in Vancouver. Monthly utility bills average approximately $356 in Missoula vs $348 in Vancouver. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Missoula and 103 in Vancouver. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,234 in Missoula and $79,300 in Vancouver. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,812 and $65,000 respectively. Vancouver residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,149/month to housing in Missoula vs $1,850/month in Vancouver. In Missoula, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Vancouver, median rent of $1,650/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Missoula is 5.7% more affordable overall with an index of 115 vs 122.
A $75,000 salary in Missoula has equivalent purchasing power to approximately $79,565 in Vancouver, based on the cost of living difference.
Missoula's housing index is 141 with median homes at $460,000, while Vancouver's is 163 with median homes at $525,000.

Moving & Relocation Resources

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