City Comparison

Missoula vs Sugar Land

Cost of Living Comparison · 2026

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

Sugar Land

Texas
110
Above Average
$456,000
Median Home
$1,625/mo
Median Rent
$128,400
Median Income

The Verdict

4.5%

The cost gap between these cities is 4.5%, with Sugar Land being the more affordable option. A $75,000 income in Missoula has equivalent purchasing power to $71,739 in Sugar Land.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
141
Missoula
128
Sugar Land
Groceries
103
Missoula
99
Sugar Land
Utilities
89
Missoula
96
Sugar Land
Transportation
101
Missoula
101
Sugar Land
Healthcare
102
Missoula
96
Sugar Land

Salary Equivalence

A $75,000 salary in Missoula has the same purchasing power as $71,739 in Sugar Land.

Conversely, $75,000 in Sugar Land equals $78,409 in Missoula.

Living in Missoula vs Sugar Land

Housing Costs

Missoula's housing index of 141 is higher Sugar Land's 128, translating to median home prices of $460,000 vs $456,000. The $4,000 difference in home prices means roughly $264 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Missoula compared to $1,625/mo in Sugar Land, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 103 in Missoula and 99 in Sugar Land. A household spending the national average of $475/month on groceries would pay approximately $489/month in Missoula vs $470/month in Sugar Land. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Missoula and 96 in Sugar Land. Monthly utility bills average approximately $356 in Missoula vs $384 in Sugar Land. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Missoula and 96 in Sugar Land. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,234 in Missoula and $128,400 in Sugar Land. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,812 and $116,727 respectively. Sugar Land residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,149/month to housing in Missoula vs $2,996/month in Sugar Land. In Missoula, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Sugar Land, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Sugar Land is 4.5% more affordable overall with an index of 110 vs 115.
A $75,000 salary in Missoula has equivalent purchasing power to approximately $71,739 in Sugar Land, based on the cost of living difference.
Missoula's housing index is 141 with median homes at $460,000, while Sugar Land's is 128 with median homes at $456,000.

Moving & Relocation Resources

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