Missoula vs Sioux City
Cost of Living Comparison · 2026
Missoula
Sioux City
The Verdict
Living in Sioux City costs 33.7% less than Missoula. To match the purchasing power of a $75,000 salary in Missoula, you would need $56,087 in Sioux City.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Missoula has the same purchasing power as $56,087 in Sioux City.
Conversely, $75,000 in Sioux City equals $100,291 in Missoula.
Living in Missoula vs Sioux City
Housing Costs
Missoula's housing index of 141 is higher Sioux City's 74, translating to median home prices of $460,000 vs $182,000. The $278,000 difference in home prices means roughly $18,072 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Missoula compared to $875/mo in Sioux City, a monthly difference of $525.
Grocery & Food Costs
Grocery expenses index at 103 in Missoula and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $489/month in Missoula vs $461/month in Sioux City. Sioux City offers a meaningful advantage on everyday food costs, saving roughly $336/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Missoula and 89 in Sioux City. Monthly utility bills average approximately $356 in Missoula vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Missoula and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $49,234 in Missoula and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,812 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,149/month to housing in Missoula vs $1,528/month in Sioux City. In Missoula, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 67 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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