City Comparison

Missoula vs Sioux City

Cost of Living Comparison · 2026

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

33.7%

Living in Sioux City costs 33.7% less than Missoula. To match the purchasing power of a $75,000 salary in Missoula, you would need $56,087 in Sioux City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
141
Missoula
74
Sioux City
Groceries
103
Missoula
97
Sioux City
Utilities
89
Missoula
89
Sioux City
Transportation
101
Missoula
92
Sioux City
Healthcare
102
Missoula
101
Sioux City

Salary Equivalence

A $75,000 salary in Missoula has the same purchasing power as $56,087 in Sioux City.

Conversely, $75,000 in Sioux City equals $100,291 in Missoula.

Living in Missoula vs Sioux City

Housing Costs

Missoula's housing index of 141 is higher Sioux City's 74, translating to median home prices of $460,000 vs $182,000. The $278,000 difference in home prices means roughly $18,072 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Missoula compared to $875/mo in Sioux City, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 103 in Missoula and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $489/month in Missoula vs $461/month in Sioux City. Sioux City offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Missoula and 89 in Sioux City. Monthly utility bills average approximately $356 in Missoula vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Missoula and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,234 in Missoula and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,812 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,149/month to housing in Missoula vs $1,528/month in Sioux City. In Missoula, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 67 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 33.7% more affordable overall with an index of 86 vs 115.
A $75,000 salary in Missoula has equivalent purchasing power to approximately $56,087 in Sioux City, based on the cost of living difference.
Missoula's housing index is 141 with median homes at $460,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

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