City Comparison

Missoula vs Sandy

Cost of Living Comparison · 2026

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

Sandy

Utah
128
Expensive
$630,000
Median Home
$1,725/mo
Median Rent
$111,200
Median Income

The Verdict

10.2%

The cost gap between these cities is 10.2%, with Missoula being the more affordable option. A $75,000 income in Missoula has equivalent purchasing power to $83,478 in Sandy.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
141
Missoula
189
Sandy
Groceries
103
Missoula
100
Sandy
Utilities
89
Missoula
88
Sandy
Transportation
101
Missoula
106
Sandy
Healthcare
102
Missoula
95
Sandy

Salary Equivalence

A $75,000 salary in Missoula has the same purchasing power as $83,478 in Sandy.

Conversely, $75,000 in Sandy equals $67,383 in Missoula.

Living in Missoula vs Sandy

Housing Costs

Missoula's housing index of 141 is lower Sandy's 189, translating to median home prices of $460,000 vs $630,000. The $170,000 difference in home prices means roughly $11,052 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Missoula compared to $1,725/mo in Sandy, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 103 in Missoula and 100 in Sandy. A household spending the national average of $475/month on groceries would pay approximately $489/month in Missoula vs $475/month in Sandy. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Missoula and 88 in Sandy. Monthly utility bills average approximately $356 in Missoula vs $352 in Sandy. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Missoula and 95 in Sandy. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,234 in Missoula and $111,200 in Sandy. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,812 and $86,875 respectively. Sandy residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,149/month to housing in Missoula vs $2,595/month in Sandy. In Missoula, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Sandy, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.

Frequently Asked Questions

Missoula is 10.2% more affordable overall with an index of 115 vs 128.
A $75,000 salary in Missoula has equivalent purchasing power to approximately $83,478 in Sandy, based on the cost of living difference.
Missoula's housing index is 141 with median homes at $460,000, while Sandy's is 189 with median homes at $630,000.

Moving & Relocation Resources

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