City Comparison

Missoula vs Pembroke Pines

Cost of Living Comparison · 2026

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

Pembroke Pines

Florida
111
Above Average
$440,000
Median Home
$1,900/mo
Median Rent
$85,900
Median Income

The Verdict

3.6%

The cost gap between these cities is 3.6%, with Pembroke Pines being the more affordable option. A $75,000 income in Missoula has equivalent purchasing power to $72,391 in Pembroke Pines.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
141
Missoula
140
Pembroke Pines
Groceries
103
Missoula
105
Pembroke Pines
Utilities
89
Missoula
105
Pembroke Pines
Transportation
101
Missoula
99
Pembroke Pines
Healthcare
102
Missoula
91
Pembroke Pines

Salary Equivalence

A $75,000 salary in Missoula has the same purchasing power as $72,391 in Pembroke Pines.

Conversely, $75,000 in Pembroke Pines equals $77,703 in Missoula.

Living in Missoula vs Pembroke Pines

Housing Costs

Missoula's housing index of 141 is higher Pembroke Pines's 140, translating to median home prices of $460,000 vs $440,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Missoula compared to $1,900/mo in Pembroke Pines, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 103 in Missoula and 105 in Pembroke Pines. A household spending the national average of $475/month on groceries would pay approximately $489/month in Missoula vs $499/month in Pembroke Pines. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Missoula and 105 in Pembroke Pines. Monthly utility bills average approximately $356 in Missoula vs $420 in Pembroke Pines. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Missoula and 91 in Pembroke Pines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $49,234 in Missoula and $85,900 in Pembroke Pines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,812 and $77,387 respectively. Pembroke Pines residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,149/month to housing in Missoula vs $2,004/month in Pembroke Pines. In Missoula, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Pembroke Pines, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Pembroke Pines is 3.6% more affordable overall with an index of 111 vs 115.
A $75,000 salary in Missoula has equivalent purchasing power to approximately $72,391 in Pembroke Pines, based on the cost of living difference.
Missoula's housing index is 141 with median homes at $460,000, while Pembroke Pines's is 140 with median homes at $440,000.

Moving & Relocation Resources

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