Missoula vs Overland Park
Cost of Living Comparison · 2026
Missoula
Overland Park
The Verdict
Overland Park is 8.5% less expensive than Missoula overall. A household earning $75,000 in Missoula would need approximately $69,130 in Overland Park to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Missoula has the same purchasing power as $69,130 in Overland Park.
Conversely, $75,000 in Overland Park equals $81,368 in Missoula.
Living in Missoula vs Overland Park
Housing Costs
Missoula's housing index of 141 is higher Overland Park's 109, translating to median home prices of $460,000 vs $414,000. The $46,000 difference in home prices means roughly $2,988 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Missoula compared to $1,450/mo in Overland Park, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 103 in Missoula and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $489/month in Missoula vs $456/month in Overland Park. Overland Park offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Missoula and 98 in Overland Park. Monthly utility bills average approximately $356 in Missoula vs $392 in Overland Park. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 102 in Missoula and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $49,234 in Missoula and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,812 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,149/month to housing in Missoula vs $2,445/month in Overland Park. In Missoula, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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