City Comparison

Missoula vs Orem

Cost of Living Comparison · 2026

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

Orem

Utah
117
Above Average
$528,000
Median Home
$1,400/mo
Median Rent
$86,000
Median Income

The Verdict

1.7%

Missoula is 1.7% less expensive than Orem overall. A household earning $75,000 in Missoula would need approximately $76,304 in Orem to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
141
Missoula
147
Orem
Groceries
103
Missoula
98
Orem
Utilities
89
Missoula
92
Orem
Transportation
101
Missoula
108
Orem
Healthcare
102
Missoula
95
Orem

Salary Equivalence

A $75,000 salary in Missoula has the same purchasing power as $76,304 in Orem.

Conversely, $75,000 in Orem equals $73,718 in Missoula.

Living in Missoula vs Orem

Housing Costs

Missoula's housing index of 141 is lower Orem's 147, translating to median home prices of $460,000 vs $528,000. The $68,000 difference in home prices means roughly $4,416 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Missoula compared to $1,400/mo in Orem, a monthly difference of $0.

Grocery & Food Costs

Grocery expenses index at 103 in Missoula and 98 in Orem. A household spending the national average of $475/month on groceries would pay approximately $489/month in Missoula vs $466/month in Orem. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 89 in Missoula and 92 in Orem. Monthly utility bills average approximately $356 in Missoula vs $368 in Orem. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Missoula and 95 in Orem. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $49,234 in Missoula and $86,000 in Orem. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,812 and $73,504 respectively. Orem residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,149/month to housing in Missoula vs $2,007/month in Orem. In Missoula, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In Orem, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 7 index points — focus your budget analysis there.

Frequently Asked Questions

Missoula is 1.7% more affordable overall with an index of 115 vs 117.
A $75,000 salary in Missoula has equivalent purchasing power to approximately $76,304 in Orem, based on the cost of living difference.
Missoula's housing index is 141 with median homes at $460,000, while Orem's is 147 with median homes at $528,000.

Moving & Relocation Resources

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