Missoula vs North Charleston
Cost of Living Comparison · 2026
Missoula
North Charleston
The Verdict
North Charleston is 12.7% less expensive than Missoula overall. A household earning $75,000 in Missoula would need approximately $66,522 in North Charleston to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Missoula has the same purchasing power as $66,522 in North Charleston.
Conversely, $75,000 in North Charleston equals $84,559 in Missoula.
Living in Missoula vs North Charleston
Housing Costs
Missoula's housing index of 141 is higher North Charleston's 102, translating to median home prices of $460,000 vs $347,000. The $113,000 difference in home prices means roughly $7,344 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,400/mo in Missoula compared to $1,525/mo in North Charleston, a monthly difference of $125.
Grocery & Food Costs
Grocery expenses index at 103 in Missoula and 101 in North Charleston. A household spending the national average of $475/month on groceries would pay approximately $489/month in Missoula vs $480/month in North Charleston. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 89 in Missoula and 120 in North Charleston. Monthly utility bills average approximately $356 in Missoula vs $480 in North Charleston. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Missoula and 86 in North Charleston. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $49,234 in Missoula and $61,400 in North Charleston. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,812 and $60,196 respectively. North Charleston residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,149/month to housing in Missoula vs $1,433/month in North Charleston. In Missoula, median rent of $1,400/mo exceeds this threshold, suggesting renters may feel stretched. In North Charleston, median rent of $1,525/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 39 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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