Minneapolis vs Yuma
Cost of Living Comparison · 2026 Data
Minneapolis
Yuma
💡 The Verdict
Yuma is 10% cheaper than Minneapolis overall. A $75,000 salary in Minneapolis is equivalent to $67,217 in Yuma.
Category-by-Category Breakdown
Index values for Minneapolis (left) vs Yuma (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Minneapolis versus Yuma. Differences shown from Minneapolis perspective.
| Item | Minneapolis | Yuma | Difference |
|---|---|---|---|
| 1-Bed Rent | $1,070/mo | $1,140/mo | $-70.00 |
| 2-Bed Rent | $1,500/mo | $1,670/mo | $-170.00 |
| 3-Bed Rent | $1,960/mo | $2,100/mo | $-140.00 |
| Bread (loaf) | $2.93 | $2.83 | +$0.10 |
| Milk (gallon) | $4.28 | $3.55 | +$0.73 |
| Eggs (dozen) | $3.29 | $3.15 | +$0.14 |
| Coffee (latte) | $5.90 | $5.59 | +$0.31 |
| Gas (gallon) | $3.54 | $3.17 | +$0.37 |
| Restaurant Meal | $14.50 | $17.40 | $-2.90 |
💰 Salary Equivalence
A $75,000 salary in Minneapolis has the same purchasing power as $67,217 in Yuma.
Conversely, $75,000 in Yuma equals $83,684 in Minneapolis.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $3225 difference is driven by Minnesota having a higher state income tax rate. Minnesota details → · Arizona details →
Reading These Numbers: Minneapolis (106) vs Yuma (95)
Minneapolis at 106 is 6% above the US average, while Yuma at 95 is 5% below average. The cost difference between these cities is relatively modest.
In Minneapolis, the composite index of 106 reflects a weighted calculation where housing carries the most influence at 112, followed by groceries (104), utilities (97), transportation (108), and healthcare (105). Costs are fairly balanced across categories.
For renters: With median rents of $1,500/mo in Minneapolis and $1,670/mo in Yuma, the annual rent difference is approximately $2,040.0. Over a 5-year period, that compounds to $10,200.0 in savings by choosing the more affordable city.
For homebuyers: The $143,000.0 difference in median home prices between Minneapolis and Yuma translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Minneapolis vs Yuma
Choosing between Minneapolis and Yuma involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
Beyond the numbers shown above, quality of life differences between Minneapolis and Yuma can meaningfully affect your financial picture in ways the index does not capture. Commute time translates to fuel costs and vehicle depreciation. Climate affects utility bills seasonally. Access to public parks and free cultural venues reduces entertainment spending. Consider these secondary financial effects alongside the direct cost comparisons when making your final decision.