Side-by-side cost of living comparison for 2026
17% cheaper
Minneapolis is 17% more affordable than Sacramento. A $75,000 salary in Sacramento is equivalent to $62,109 in Minneapolis.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Minnesota salaries · California salaries
Housing is typically the biggest factor in any cost-of-living comparison. Minneapolis has a housing index of 112 while Sacramento sits at 163 (national average = 100). The median home in Minneapolis costs $310,000 compared to $450,000 in Sacramento, a difference of $140,000. Monthly rent follows a similar pattern: $1,500 in Minneapolis versus $1,700 in Sacramento.
Groceries and everyday expenses show a narrower gap: Minneapolis scores 104 while Sacramento scores 104. Both cities are close to the national average for grocery costs.
Healthcare costs in Minneapolis (105) are lower than Sacramento (106). Both are close to the national average.
Median household income in Minneapolis is $64,285 compared to $64,660 in Sacramento. When adjusted for cost of living, income goes further in Minneapolis.
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