Minneapolis vs Roseville
Cost of Living Comparison · 2026 Data
Minneapolis
Roseville
💡 The Verdict
Minneapolis is 17% cheaper than Roseville overall. A $75,000 salary in Minneapolis is equivalent to $90,566 in Roseville.
Category-by-Category Breakdown
Index values for Minneapolis (left) vs Roseville (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Minneapolis versus Roseville. Differences shown from Minneapolis perspective.
| Item | Minneapolis | Roseville | Difference |
|---|---|---|---|
| 1-Bed Rent | $1,070/mo | $1,200/mo | $-130.00 |
| 2-Bed Rent | $1,500/mo | $1,780/mo | $-280.00 |
| 3-Bed Rent | $1,960/mo | $2,360/mo | $-400.00 |
| Bread (loaf) | $2.93 | $3.74 | $-0.81 |
| Milk (gallon) | $4.28 | $4.96 | $-0.68 |
| Eggs (dozen) | $3.29 | $3.88 | $-0.59 |
| Coffee (latte) | $5.90 | $7.07 | $-1.17 |
| Gas (gallon) | $3.54 | $4.00 | $-0.46 |
| Restaurant Meal | $14.50 | $18.92 | $-4.42 |
💰 Salary Equivalence
A $75,000 salary in Minneapolis has the same purchasing power as $90,566 in Roseville.
Conversely, $75,000 in Roseville equals $62,109 in Minneapolis.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $450 difference is driven by Minnesota having a higher state income tax rate. Minnesota details → · California details →
Reading These Numbers: Minneapolis (106) vs Roseville (128)
Minneapolis at 106 is 6% above the US average, while Roseville at 128 is 28% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.
In Minneapolis, the composite index of 106 reflects a weighted calculation where housing carries the most influence at 112, followed by groceries (104), utilities (97), transportation (108), and healthcare (105). Costs are fairly balanced across categories.
For renters: With median rents of $1,500/mo in Minneapolis and $1,780/mo in Roseville, the annual rent difference is approximately $3,360.0. Over a 5-year period, that compounds to $16,800.0 in savings by choosing the more affordable city.
For homebuyers: The $124,000.0 difference in median home prices between Minneapolis and Roseville translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Minneapolis vs Roseville
Choosing between Minneapolis and Roseville involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
When weighing Minneapolis against Roseville, think beyond the composite index. Your personal savings rate, retirement timeline, and family size all influence which cost categories dominate your budget. Someone spending sixty percent of income on housing and childcare will experience these two cities very differently than a single renter whose largest variable expense is dining out. Model your own spending breakdown against the category indices above for the most realistic comparison.