City Comparison

Minneapolis vs Nampa

Cost of Living Comparison · 2026

Minneapolis

Minnesota
106
Above Average
$310,000
Median Home
$1,500/mo
Median Rent
$64,285
Median Income

Nampa

Idaho
105
Average
$371,000
Median Home
$1,500/mo
Median Rent
$74,300
Median Income

The Verdict

1.0%

Living in Nampa costs 1.0% less than Minneapolis. To match the purchasing power of a $75,000 salary in Minneapolis, you would need $74,292 in Nampa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
112
Minneapolis
104
Nampa
Groceries
104
Minneapolis
105
Nampa
Utilities
97
Minneapolis
83
Nampa
Transportation
108
Minneapolis
113
Nampa
Healthcare
105
Minneapolis
102
Nampa

Salary Equivalence

A $75,000 salary in Minneapolis has the same purchasing power as $74,292 in Nampa.

Conversely, $75,000 in Nampa equals $75,714 in Minneapolis.

Living in Minneapolis vs Nampa

Housing Costs

Minneapolis's housing index of 112 is higher Nampa's 104, translating to median home prices of $310,000 vs $371,000. The $61,000 difference in home prices means roughly $3,960 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Minneapolis compared to $1,500/mo in Nampa, a monthly difference of $0.

Grocery & Food Costs

Grocery expenses index at 104 in Minneapolis and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $494/month in Minneapolis vs $499/month in Nampa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Minneapolis and 83 in Nampa. Monthly utility bills average approximately $388 in Minneapolis vs $332 in Nampa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 105 in Minneapolis and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $64,285 in Minneapolis and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,646 and $70,762 respectively. Nampa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,500/month to housing in Minneapolis vs $1,734/month in Nampa. In Minneapolis, median rent of $1,500/mo fits within this budget. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Nampa is 1.0% more affordable overall with an index of 105 vs 106.
A $75,000 salary in Minneapolis has equivalent purchasing power to approximately $74,292 in Nampa, based on the cost of living difference.
Minneapolis's housing index is 112 with median homes at $310,000, while Nampa's is 104 with median homes at $371,000.

Moving & Relocation Resources

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