City Comparison

Milwaukee vs Rio Rancho

Cost of Living Comparison · 2026

Milwaukee

Wisconsin
92
Below Average
$175,000
Median Home
$1,100/mo
Median Rent
$44,044
Median Income

Rio Rancho

New Mexico
95
Below Average
$337,000
Median Home
$1,400/mo
Median Rent
$85,800
Median Income

The Verdict

3.2%

Living in Milwaukee costs 3.2% less than Rio Rancho. To match the purchasing power of a $75,000 salary in Milwaukee, you would need $77,446 in Rio Rancho.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
80
Milwaukee
91
Rio Rancho
Groceries
100
Milwaukee
97
Rio Rancho
Utilities
97
Milwaukee
84
Rio Rancho
Transportation
103
Milwaukee
92
Rio Rancho
Healthcare
102
Milwaukee
99
Rio Rancho

Salary Equivalence

A $75,000 salary in Milwaukee has the same purchasing power as $77,446 in Rio Rancho.

Conversely, $75,000 in Rio Rancho equals $72,632 in Milwaukee.

Living in Milwaukee vs Rio Rancho

Housing Costs

Milwaukee's housing index of 80 is lower Rio Rancho's 91, translating to median home prices of $175,000 vs $337,000. The $162,000 difference in home prices means roughly $10,536 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Milwaukee compared to $1,400/mo in Rio Rancho, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 100 in Milwaukee and 97 in Rio Rancho. A household spending the national average of $475/month on groceries would pay approximately $475/month in Milwaukee vs $461/month in Rio Rancho. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 97 in Milwaukee and 84 in Rio Rancho. Monthly utility bills average approximately $388 in Milwaukee vs $336 in Rio Rancho. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Milwaukee and 99 in Rio Rancho. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $44,044 in Milwaukee and $85,800 in Rio Rancho. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,874 and $90,316 respectively. Rio Rancho residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,028/month to housing in Milwaukee vs $2,002/month in Rio Rancho. In Milwaukee, median rent of $1,100/mo exceeds this threshold, suggesting renters may feel stretched. In Rio Rancho, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Milwaukee is 3.2% more affordable overall with an index of 92 vs 95.
A $75,000 salary in Milwaukee has equivalent purchasing power to approximately $77,446 in Rio Rancho, based on the cost of living difference.
Milwaukee's housing index is 80 with median homes at $175,000, while Rio Rancho's is 91 with median homes at $337,000.

Moving & Relocation Resources

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