Milwaukee vs Montpelier
Cost of Living Comparison · 2026
Milwaukee
Montpelier
The Verdict
Living in Milwaukee costs 21.4% less than Montpelier. To match the purchasing power of a $75,000 salary in Milwaukee, you would need $95,380 in Montpelier.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Milwaukee has the same purchasing power as $95,380 in Montpelier.
Conversely, $75,000 in Montpelier equals $58,974 in Milwaukee.
Living in Milwaukee vs Montpelier
Housing Costs
Milwaukee's housing index of 80 is lower Montpelier's 131, translating to median home prices of $175,000 vs $375,000. The $200,000 difference in home prices means roughly $12,996 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Milwaukee compared to $1,400/mo in Montpelier, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 100 in Milwaukee and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $475/month in Milwaukee vs $494/month in Montpelier. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Milwaukee and 123 in Montpelier. Monthly utility bills average approximately $388 in Milwaukee vs $492 in Montpelier. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 102 in Milwaukee and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $44,044 in Milwaukee and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $47,874 and $70,598 respectively. Montpelier residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,028/month to housing in Milwaukee vs $1,927/month in Montpelier. In Milwaukee, median rent of $1,100/mo exceeds this threshold, suggesting renters may feel stretched. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 51 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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