City Comparison

Midland vs Tacoma

Cost of Living Comparison · 2026

Midland

Texas
92
Below Average
$269,000
Median Home
$1,450/mo
Median Rent
$89,600
Median Income

Tacoma

Washington
117
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$58,974
Median Income

The Verdict

21.4%

The cost gap between these cities is 21.4%, with Midland being the more affordable option. A $75,000 income in Midland has equivalent purchasing power to $95,380 in Tacoma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
84
Midland
140
Tacoma
Groceries
96
Midland
105
Tacoma
Utilities
99
Midland
108
Tacoma
Transportation
91
Midland
108
Tacoma
Healthcare
110
Midland
106
Tacoma

Salary Equivalence

A $75,000 salary in Midland has the same purchasing power as $95,380 in Tacoma.

Conversely, $75,000 in Tacoma equals $58,974 in Midland.

Living in Midland vs Tacoma

Housing Costs

Midland's housing index of 84 is lower Tacoma's 140, translating to median home prices of $269,000 vs $400,000. The $131,000 difference in home prices means roughly $8,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Midland compared to $1,600/mo in Tacoma, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 96 in Midland and 105 in Tacoma. A household spending the national average of $475/month on groceries would pay approximately $456/month in Midland vs $499/month in Tacoma. Midland offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Midland and 108 in Tacoma. Monthly utility bills average approximately $396 in Midland vs $432 in Tacoma. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 110 in Midland and 106 in Tacoma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $89,600 in Midland and $58,974 in Tacoma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $97,391 and $50,405 respectively. Midland residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,091/month to housing in Midland vs $1,376/month in Tacoma. In Midland, median rent of $1,450/mo fits within this budget. In Tacoma, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.

Frequently Asked Questions

Midland is 21.4% more affordable overall with an index of 92 vs 117.
A $75,000 salary in Midland has equivalent purchasing power to approximately $95,380 in Tacoma, based on the cost of living difference.
Midland's housing index is 84 with median homes at $269,000, while Tacoma's is 140 with median homes at $400,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases