City Comparison

Midland vs Sioux City

Cost of Living Comparison · 2026

Midland

Texas
92
Below Average
$269,000
Median Home
$1,450/mo
Median Rent
$89,600
Median Income

Sioux City

Iowa
86
Below Average
$182,000
Median Home
$875/mo
Median Rent
$65,500
Median Income

The Verdict

7.0%

Living in Sioux City costs 7.0% less than Midland. To match the purchasing power of a $75,000 salary in Midland, you would need $70,109 in Sioux City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
84
Midland
74
Sioux City
Groceries
96
Midland
97
Sioux City
Utilities
99
Midland
89
Sioux City
Transportation
91
Midland
92
Sioux City
Healthcare
110
Midland
101
Sioux City

Salary Equivalence

A $75,000 salary in Midland has the same purchasing power as $70,109 in Sioux City.

Conversely, $75,000 in Sioux City equals $80,233 in Midland.

Living in Midland vs Sioux City

Housing Costs

Midland's housing index of 84 is higher Sioux City's 74, translating to median home prices of $269,000 vs $182,000. The $87,000 difference in home prices means roughly $5,652 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Midland compared to $875/mo in Sioux City, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 96 in Midland and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $456/month in Midland vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Midland and 89 in Sioux City. Monthly utility bills average approximately $396 in Midland vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 110 in Midland and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $89,600 in Midland and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $97,391 and $76,163 respectively. Midland residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,091/month to housing in Midland vs $1,528/month in Sioux City. In Midland, median rent of $1,450/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Sioux City is 7.0% more affordable overall with an index of 86 vs 92.
A $75,000 salary in Midland has equivalent purchasing power to approximately $70,109 in Sioux City, based on the cost of living difference.
Midland's housing index is 84 with median homes at $269,000, while Sioux City's is 74 with median homes at $182,000.

Moving & Relocation Resources

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