City Comparison

Midland vs Scottsdale

Cost of Living Comparison · 2026

Midland

Texas
92
Below Average
$269,000
Median Home
$1,450/mo
Median Rent
$89,600
Median Income

Scottsdale

Arizona
123
Expensive
$580,000
Median Home
$2,000/mo
Median Rent
$92,298
Median Income

The Verdict

25.2%

Living in Midland costs 25.2% less than Scottsdale. To match the purchasing power of a $75,000 salary in Midland, you would need $100,272 in Scottsdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
84
Midland
162
Scottsdale
Groceries
96
Midland
103
Scottsdale
Utilities
99
Midland
96
Scottsdale
Transportation
91
Midland
103
Scottsdale
Healthcare
110
Midland
95
Scottsdale

Salary Equivalence

A $75,000 salary in Midland has the same purchasing power as $100,272 in Scottsdale.

Conversely, $75,000 in Scottsdale equals $56,098 in Midland.

Living in Midland vs Scottsdale

Housing Costs

Midland's housing index of 84 is lower Scottsdale's 162, translating to median home prices of $269,000 vs $580,000. The $311,000 difference in home prices means roughly $20,220 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Midland compared to $2,000/mo in Scottsdale, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 96 in Midland and 103 in Scottsdale. A household spending the national average of $475/month on groceries would pay approximately $456/month in Midland vs $489/month in Scottsdale. Midland offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Midland and 96 in Scottsdale. Monthly utility bills average approximately $396 in Midland vs $384 in Scottsdale. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 110 in Midland and 95 in Scottsdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $89,600 in Midland and $92,298 in Scottsdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $97,391 and $75,039 respectively. Midland residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,091/month to housing in Midland vs $2,154/month in Scottsdale. In Midland, median rent of $1,450/mo fits within this budget. In Scottsdale, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 78 index points — focus your budget analysis there.

Frequently Asked Questions

Midland is 25.2% more affordable overall with an index of 92 vs 123.
A $75,000 salary in Midland has equivalent purchasing power to approximately $100,272 in Scottsdale, based on the cost of living difference.
Midland's housing index is 84 with median homes at $269,000, while Scottsdale's is 162 with median homes at $580,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases