City Comparison

Midland vs Ogden

Cost of Living Comparison · 2026

Midland

Texas
92
Below Average
$269,000
Median Home
$1,450/mo
Median Rent
$89,600
Median Income

Ogden

Utah
107
Above Average
$385,000
Median Home
$1,250/mo
Median Rent
$70,100
Median Income

The Verdict

14.0%

The cost gap between these cities is 14.0%, with Midland being the more affordable option. A $75,000 income in Midland has equivalent purchasing power to $87,228 in Ogden.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
84
Midland
112
Ogden
Groceries
96
Midland
92
Ogden
Utilities
99
Midland
80
Ogden
Transportation
91
Midland
101
Ogden
Healthcare
110
Midland
91
Ogden

Salary Equivalence

A $75,000 salary in Midland has the same purchasing power as $87,228 in Ogden.

Conversely, $75,000 in Ogden equals $64,486 in Midland.

Living in Midland vs Ogden

Housing Costs

Midland's housing index of 84 is lower Ogden's 112, translating to median home prices of $269,000 vs $385,000. The $116,000 difference in home prices means roughly $7,536 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Midland compared to $1,250/mo in Ogden, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 96 in Midland and 92 in Ogden. A household spending the national average of $475/month on groceries would pay approximately $456/month in Midland vs $437/month in Ogden. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Midland and 80 in Ogden. Monthly utility bills average approximately $396 in Midland vs $320 in Ogden. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 110 in Midland and 91 in Ogden. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $89,600 in Midland and $70,100 in Ogden. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $97,391 and $65,514 respectively. Midland residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,091/month to housing in Midland vs $1,636/month in Ogden. In Midland, median rent of $1,450/mo fits within this budget. In Ogden, median rent of $1,250/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Midland is 14.0% more affordable overall with an index of 92 vs 107.
A $75,000 salary in Midland has equivalent purchasing power to approximately $87,228 in Ogden, based on the cost of living difference.
Midland's housing index is 84 with median homes at $269,000, while Ogden's is 112 with median homes at $385,000.

Moving & Relocation Resources

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