City Comparison

Midland vs New Bedford

Cost of Living Comparison · 2026

Midland

Texas
92
Below Average
$269,000
Median Home
$1,450/mo
Median Rent
$89,600
Median Income

New Bedford

Massachusetts
112
Above Average
$371,000
Median Home
$1,225/mo
Median Rent
$57,000
Median Income

The Verdict

17.9%

The cost gap between these cities is 17.9%, with Midland being the more affordable option. A $75,000 income in Midland has equivalent purchasing power to $91,304 in New Bedford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
84
Midland
116
New Bedford
Groceries
96
Midland
104
New Bedford
Utilities
99
Midland
145
New Bedford
Transportation
91
Midland
108
New Bedford
Healthcare
110
Midland
118
New Bedford

Salary Equivalence

A $75,000 salary in Midland has the same purchasing power as $91,304 in New Bedford.

Conversely, $75,000 in New Bedford equals $61,607 in Midland.

Living in Midland vs New Bedford

Housing Costs

Midland's housing index of 84 is lower New Bedford's 116, translating to median home prices of $269,000 vs $371,000. The $102,000 difference in home prices means roughly $6,636 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Midland compared to $1,225/mo in New Bedford, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 96 in Midland and 104 in New Bedford. A household spending the national average of $475/month on groceries would pay approximately $456/month in Midland vs $494/month in New Bedford. Midland offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Midland and 145 in New Bedford. Monthly utility bills average approximately $396 in Midland vs $580 in New Bedford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 110 in Midland and 118 in New Bedford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $89,600 in Midland and $57,000 in New Bedford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $97,391 and $50,893 respectively. Midland residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,091/month to housing in Midland vs $1,330/month in New Bedford. In Midland, median rent of $1,450/mo fits within this budget. In New Bedford, median rent of $1,225/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 46 index points — focus your budget analysis there.

Frequently Asked Questions

Midland is 17.9% more affordable overall with an index of 92 vs 112.
A $75,000 salary in Midland has equivalent purchasing power to approximately $91,304 in New Bedford, based on the cost of living difference.
Midland's housing index is 84 with median homes at $269,000, while New Bedford's is 116 with median homes at $371,000.

Moving & Relocation Resources

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