City Comparison

Midland vs Murfreesboro

Cost of Living Comparison · 2026

Midland

Texas
92
Below Average
$269,000
Median Home
$1,450/mo
Median Rent
$89,600
Median Income

Murfreesboro

Tennessee
93
Below Average
$325,000
Median Home
$1,350/mo
Median Rent
$55,200
Median Income

The Verdict

1.1%

Living in Midland costs 1.1% less than Murfreesboro. To match the purchasing power of a $75,000 salary in Midland, you would need $75,815 in Murfreesboro.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
84
Midland
85
Murfreesboro
Groceries
96
Midland
95
Murfreesboro
Utilities
99
Midland
89
Murfreesboro
Transportation
91
Midland
97
Murfreesboro
Healthcare
110
Midland
96
Murfreesboro

Salary Equivalence

A $75,000 salary in Midland has the same purchasing power as $75,815 in Murfreesboro.

Conversely, $75,000 in Murfreesboro equals $74,194 in Midland.

Living in Midland vs Murfreesboro

Housing Costs

Midland's housing index of 84 is lower Murfreesboro's 85, translating to median home prices of $269,000 vs $325,000. The $56,000 difference in home prices means roughly $3,636 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Midland compared to $1,350/mo in Murfreesboro, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 96 in Midland and 95 in Murfreesboro. A household spending the national average of $475/month on groceries would pay approximately $456/month in Midland vs $451/month in Murfreesboro. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Midland and 89 in Murfreesboro. Monthly utility bills average approximately $396 in Midland vs $356 in Murfreesboro. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 110 in Midland and 96 in Murfreesboro. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $89,600 in Midland and $55,200 in Murfreesboro. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $97,391 and $59,355 respectively. Midland residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,091/month to housing in Midland vs $1,288/month in Murfreesboro. In Midland, median rent of $1,450/mo fits within this budget. In Murfreesboro, median rent of $1,350/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 14 index points — focus your budget analysis there.

Frequently Asked Questions

Midland is 1.1% more affordable overall with an index of 92 vs 93.
A $75,000 salary in Midland has equivalent purchasing power to approximately $75,815 in Murfreesboro, based on the cost of living difference.
Midland's housing index is 84 with median homes at $269,000, while Murfreesboro's is 85 with median homes at $325,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases