City Comparison

Midland vs Morgantown

Cost of Living Comparison · 2026

Midland

Texas
92
Below Average
$269,000
Median Home
$1,450/mo
Median Rent
$89,600
Median Income

Morgantown

West Virginia
90
Below Average
$259,000
Median Home
$950/mo
Median Rent
$44,700
Median Income

The Verdict

2.2%

Living in Morgantown costs 2.2% less than Midland. To match the purchasing power of a $75,000 salary in Midland, you would need $73,370 in Morgantown.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
84
Midland
81
Morgantown
Groceries
96
Midland
95
Morgantown
Utilities
99
Midland
91
Morgantown
Transportation
91
Midland
99
Morgantown
Healthcare
110
Midland
88
Morgantown

Salary Equivalence

A $75,000 salary in Midland has the same purchasing power as $73,370 in Morgantown.

Conversely, $75,000 in Morgantown equals $76,667 in Midland.

Living in Midland vs Morgantown

Housing Costs

Midland's housing index of 84 is higher Morgantown's 81, translating to median home prices of $269,000 vs $259,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Midland compared to $950/mo in Morgantown, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 96 in Midland and 95 in Morgantown. A household spending the national average of $475/month on groceries would pay approximately $456/month in Midland vs $451/month in Morgantown. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Midland and 91 in Morgantown. Monthly utility bills average approximately $396 in Midland vs $364 in Morgantown. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 110 in Midland and 88 in Morgantown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $89,600 in Midland and $44,700 in Morgantown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $97,391 and $49,667 respectively. Midland residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,091/month to housing in Midland vs $1,043/month in Morgantown. In Midland, median rent of $1,450/mo fits within this budget. In Morgantown, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Morgantown is 2.2% more affordable overall with an index of 90 vs 92.
A $75,000 salary in Midland has equivalent purchasing power to approximately $73,370 in Morgantown, based on the cost of living difference.
Midland's housing index is 84 with median homes at $269,000, while Morgantown's is 81 with median homes at $259,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases