City Comparison

Midland vs Minneapolis

Cost of Living Comparison · 2026

Midland

Texas
92
Below Average
$269,000
Median Home
$1,450/mo
Median Rent
$89,600
Median Income

Minneapolis

Minnesota
106
Above Average
$310,000
Median Home
$1,500/mo
Median Rent
$64,285
Median Income

The Verdict

13.2%

Midland is 13.2% less expensive than Minneapolis overall. A household earning $75,000 in Midland would need approximately $86,413 in Minneapolis to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
84
Midland
112
Minneapolis
Groceries
96
Midland
104
Minneapolis
Utilities
99
Midland
97
Minneapolis
Transportation
91
Midland
108
Minneapolis
Healthcare
110
Midland
105
Minneapolis

Salary Equivalence

A $75,000 salary in Midland has the same purchasing power as $86,413 in Minneapolis.

Conversely, $75,000 in Minneapolis equals $65,094 in Midland.

Living in Midland vs Minneapolis

Housing Costs

Midland's housing index of 84 is lower Minneapolis's 112, translating to median home prices of $269,000 vs $310,000. The $41,000 difference in home prices means roughly $2,664 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,450/mo in Midland compared to $1,500/mo in Minneapolis, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 96 in Midland and 104 in Minneapolis. A household spending the national average of $475/month on groceries would pay approximately $456/month in Midland vs $494/month in Minneapolis. Midland offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Midland and 97 in Minneapolis. Monthly utility bills average approximately $396 in Midland vs $388 in Minneapolis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 110 in Midland and 105 in Minneapolis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $89,600 in Midland and $64,285 in Minneapolis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $97,391 and $60,646 respectively. Midland residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,091/month to housing in Midland vs $1,500/month in Minneapolis. In Midland, median rent of $1,450/mo fits within this budget. In Minneapolis, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.

Frequently Asked Questions

Midland is 13.2% more affordable overall with an index of 92 vs 106.
A $75,000 salary in Midland has equivalent purchasing power to approximately $86,413 in Minneapolis, based on the cost of living difference.
Midland's housing index is 84 with median homes at $269,000, while Minneapolis's is 112 with median homes at $310,000.

Moving & Relocation Resources

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