Side-by-side cost of living comparison for 2026
17% cheaper
Virginia Beach is 17% more affordable than Miami. A $75,000 salary in Miami is equivalent to $62,008 in Virginia Beach.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · Virginia salaries
Housing is typically the biggest factor in any cost-of-living comparison. Miami has a housing index of 172 while Virginia Beach sits at 112 (national average = 100). The median home in Miami costs $450,000 compared to $310,000 in Virginia Beach, a difference of $140,000. Monthly rent follows a similar pattern: $2,200 in Miami versus $1,500 in Virginia Beach.
Groceries and everyday expenses show a notable difference: Miami scores 108 while Virginia Beach scores 100.
Healthcare costs in Miami (99) match Virginia Beach (99). Both are close to the national average.
Median household income in Miami is $44,268 compared to $73,418 in Virginia Beach. When adjusted for cost of living, income goes further in Virginia Beach.
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