Side-by-side cost of living comparison for 2026
31% cheaper
Oklahoma City is 31% more affordable than Miami. A $75,000 salary in Miami is equivalent to $51,378 in Oklahoma City.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Florida salaries · Oklahoma salaries
Housing is typically the biggest factor in any cost-of-living comparison. Miami has a housing index of 172 while Oklahoma City sits at 68 (national average = 100). The median home in Miami costs $450,000 compared to $195,000 in Oklahoma City, a difference of $255,000. Monthly rent follows a similar pattern: $2,200 in Miami versus $1,000 in Oklahoma City.
Groceries and everyday expenses show a notable difference: Miami scores 108 while Oklahoma City scores 95.
Healthcare costs in Miami (99) are higher than Oklahoma City (92).
Median household income in Miami is $44,268 compared to $55,458 in Oklahoma City. When adjusted for cost of living, income goes further in Oklahoma City.
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