Mexico City vs Plano
Cost of Living Comparison · 2026
Mexico City
Plano
The Verdict
Mexico City is 63.3% less expensive than Plano overall. A household earning $75,000 in Mexico City would need approximately $204,375 in Plano to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Mexico City has the same purchasing power as $204,375 in Plano.
Conversely, $75,000 in Plano equals $27,523 in Mexico City.
Living in Mexico City vs Plano
Housing Costs
Mexico City's housing index of 28 is lower Plano's 123, translating to median home prices of $155,000 vs $400,000. The $245,000 difference in home prices means roughly $15,924 per year in additional mortgage costs at current rates. Renters face a similar gap: $575/mo in Mexico City compared to $1,700/mo in Plano, a monthly difference of $1,125.
Grocery & Food Costs
Grocery expenses index at 42 in Mexico City and 98 in Plano. A household spending the national average of $475/month on groceries would pay approximately $200/month in Mexico City vs $466/month in Plano. Mexico City offers a meaningful advantage on everyday food costs, saving roughly $3192/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 30 in Mexico City and 99 in Plano. Monthly utility bills average approximately $120 in Mexico City vs $396 in Plano. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 25 in Mexico City and 100 in Plano. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 75-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $13,500 in Mexico City and $96,348 in Plano. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $33,750 and $88,393 respectively. Plano residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $315/month to housing in Mexico City vs $2,248/month in Plano. In Mexico City, median rent of $575/mo exceeds this threshold, suggesting renters may feel stretched. In Plano, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 95 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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