Mexico City vs Naperville
Cost of Living Comparison · 2026
Mexico City
Naperville
The Verdict
The cost gap between these cities is 64.3%, with Mexico City being the more affordable option. A $75,000 income in Mexico City has equivalent purchasing power to $210,000 in Naperville.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Mexico City has the same purchasing power as $210,000 in Naperville.
Conversely, $75,000 in Naperville equals $26,786 in Mexico City.
Living in Mexico City vs Naperville
Housing Costs
Mexico City's housing index of 28 is lower Naperville's 130, translating to median home prices of $155,000 vs $430,000. The $275,000 difference in home prices means roughly $17,880 per year in additional mortgage costs at current rates. Renters face a similar gap: $575/mo in Mexico City compared to $1,800/mo in Naperville, a monthly difference of $1,225.
Grocery & Food Costs
Grocery expenses index at 42 in Mexico City and 104 in Naperville. A household spending the national average of $475/month on groceries would pay approximately $200/month in Mexico City vs $494/month in Naperville. Mexico City offers a meaningful advantage on everyday food costs, saving roughly $3528/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 30 in Mexico City and 99 in Naperville. Monthly utility bills average approximately $120 in Mexico City vs $396 in Naperville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 25 in Mexico City and 101 in Naperville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 76-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $13,500 in Mexico City and $118,254 in Naperville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $33,750 and $105,584 respectively. Naperville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $315/month to housing in Mexico City vs $2,759/month in Naperville. In Mexico City, median rent of $575/mo exceeds this threshold, suggesting renters may feel stretched. In Naperville, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 102 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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