City Comparison

Meridian vs St. Paul

Cost of Living Comparison · 2026

Meridian

Idaho
120
Above Average
$509,000
Median Home
$1,725/mo
Median Rent
$99,700
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

20.0%

The cost gap between these cities is 20.0%, with St. Paul being the more affordable option. A $75,000 income in Meridian has equivalent purchasing power to $62,500 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
154
Meridian
98
St. Paul
Groceries
104
Meridian
103
St. Paul
Utilities
86
Meridian
97
St. Paul
Transportation
113
Meridian
108
St. Paul
Healthcare
103
Meridian
105
St. Paul

Salary Equivalence

A $75,000 salary in Meridian has the same purchasing power as $62,500 in St. Paul.

Conversely, $75,000 in St. Paul equals $90,000 in Meridian.

Living in Meridian vs St. Paul

Housing Costs

Meridian's housing index of 154 is higher St. Paul's 98, translating to median home prices of $509,000 vs $260,000. The $249,000 difference in home prices means roughly $16,188 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Meridian compared to $1,300/mo in St. Paul, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 104 in Meridian and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $494/month in Meridian vs $489/month in St. Paul. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Meridian and 97 in St. Paul. Monthly utility bills average approximately $344 in Meridian vs $388 in St. Paul. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Meridian and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $99,700 in Meridian and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,083 and $57,718 respectively. Meridian residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,326/month to housing in Meridian vs $1,347/month in St. Paul. In Meridian, median rent of $1,725/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.

Frequently Asked Questions

St. Paul is 20.0% more affordable overall with an index of 100 vs 120.
A $75,000 salary in Meridian has equivalent purchasing power to approximately $62,500 in St. Paul, based on the cost of living difference.
Meridian's housing index is 154 with median homes at $509,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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