City Comparison

Meridian vs St Cloud

Cost of Living Comparison · 2026

Meridian

Idaho
120
Above Average
$509,000
Median Home
$1,725/mo
Median Rent
$99,700
Median Income

St Cloud

Minnesota
90
Below Average
$250,000
Median Home
$1,000/mo
Median Rent
$60,200
Median Income

The Verdict

33.3%

Living in St Cloud costs 33.3% less than Meridian. To match the purchasing power of a $75,000 salary in Meridian, you would need $56,250 in St Cloud.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
154
Meridian
82
St Cloud
Groceries
104
Meridian
101
St Cloud
Utilities
86
Meridian
95
St Cloud
Transportation
113
Meridian
99
St Cloud
Healthcare
103
Meridian
100
St Cloud

Salary Equivalence

A $75,000 salary in Meridian has the same purchasing power as $56,250 in St Cloud.

Conversely, $75,000 in St Cloud equals $100,000 in Meridian.

Living in Meridian vs St Cloud

Housing Costs

Meridian's housing index of 154 is higher St Cloud's 82, translating to median home prices of $509,000 vs $250,000. The $259,000 difference in home prices means roughly $16,836 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Meridian compared to $1,000/mo in St Cloud, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 104 in Meridian and 101 in St Cloud. A household spending the national average of $475/month on groceries would pay approximately $494/month in Meridian vs $480/month in St Cloud. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Meridian and 95 in St Cloud. Monthly utility bills average approximately $344 in Meridian vs $380 in St Cloud. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 103 in Meridian and 100 in St Cloud. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $99,700 in Meridian and $60,200 in St Cloud. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,083 and $66,889 respectively. Meridian residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,326/month to housing in Meridian vs $1,405/month in St Cloud. In Meridian, median rent of $1,725/mo fits within this budget. In St Cloud, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 72 index points — focus your budget analysis there.

Frequently Asked Questions

St Cloud is 33.3% more affordable overall with an index of 90 vs 120.
A $75,000 salary in Meridian has equivalent purchasing power to approximately $56,250 in St Cloud, based on the cost of living difference.
Meridian's housing index is 154 with median homes at $509,000, while St Cloud's is 82 with median homes at $250,000.

Moving & Relocation Resources

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