City Comparison

Meridian vs Spokane

Cost of Living Comparison · 2026

Meridian

Idaho
120
Above Average
$509,000
Median Home
$1,725/mo
Median Rent
$99,700
Median Income

Spokane

Washington
98
Average
$310,000
Median Home
$1,200/mo
Median Rent
$48,834
Median Income

The Verdict

22.4%

Spokane is 22.4% less expensive than Meridian overall. A household earning $75,000 in Meridian would need approximately $61,250 in Spokane to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
154
Meridian
94
Spokane
Groceries
104
Meridian
99
Spokane
Utilities
86
Meridian
98
Spokane
Transportation
113
Meridian
101
Spokane
Healthcare
103
Meridian
102
Spokane

Salary Equivalence

A $75,000 salary in Meridian has the same purchasing power as $61,250 in Spokane.

Conversely, $75,000 in Spokane equals $91,837 in Meridian.

Living in Meridian vs Spokane

Housing Costs

Meridian's housing index of 154 is higher Spokane's 94, translating to median home prices of $509,000 vs $310,000. The $199,000 difference in home prices means roughly $12,936 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,725/mo in Meridian compared to $1,200/mo in Spokane, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 104 in Meridian and 99 in Spokane. A household spending the national average of $475/month on groceries would pay approximately $494/month in Meridian vs $470/month in Spokane. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 86 in Meridian and 98 in Spokane. Monthly utility bills average approximately $344 in Meridian vs $392 in Spokane. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 103 in Meridian and 102 in Spokane. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $99,700 in Meridian and $48,834 in Spokane. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $83,083 and $49,831 respectively. Meridian residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,326/month to housing in Meridian vs $1,139/month in Spokane. In Meridian, median rent of $1,725/mo fits within this budget. In Spokane, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.

Frequently Asked Questions

Spokane is 22.4% more affordable overall with an index of 98 vs 120.
A $75,000 salary in Meridian has equivalent purchasing power to approximately $61,250 in Spokane, based on the cost of living difference.
Meridian's housing index is 154 with median homes at $509,000, while Spokane's is 94 with median homes at $310,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases